Chesterfield Virginia Traffic Violations?
The Insurance Advisor® of Chesterfield may be able to help. You Could Save Money on Your Auto Insurance.
Virginia law allows the Department of Revenue’s (DOR) Driver Licensing Division to suspend your license, if you accumulate too many points on your driving record. Yes, Chesterfield Virginia Traffic Violations may increase your insurance cost. If you have been found guilty of traffic violations, you have “earned” points on your driving record — the amount of points earned is based on the severity of the offense and the more points you gain, the worse the driving record.
Driving record point accumulation for Traffic Violations is a serious matter.
- Receive 4 or more points in a 12-month period; you will receive a warning letter from the Driver Licensing Division stating that you are in danger of losing your driving privileges.
- If you receive 8 or more points in an 18-month period, your driver’s license will be suspended for 30 days.
- If you’ve previously had your license suspended for accumulating too many points, you’ll lose your driving privileges for 60 days on the 2nd suspension, 90 days on any subsequent suspensions.
- 12 or more points in 12 months, 18 or more points in 24 months, or 24 or more points in 36 months, your Virginia driver’s license will be revoked for 1 year.
If you have recently received a Chesterfield Virginia traffic violation, The Insurance Advisor® of Chesterfield suggests calculating your points and getting a copy of your driver’s record. Most of the information contained in Virginia’s vehicle law is summarized in state’s driver handbook or on the Virginia Department of Revenue website. This information could be helpful to you if:
- You received a traffic ticket, but you don’t believe you are guilty of the offense.
- Your license was suspended and you plan to appeal the decision.
- You were involved in a motor vehicle accident and plan to file a personal injury lawsuit.
- You’re a new state resident who is curious about the difference between Virginia laws and the regulations of your home state.
You cannot drive while your license is suspended, unless you’ve applied for a limited driving privilege permit. If granted, the privilege permit allows you to drive in certain pre-approved situations; such as work, school or required doctor appointments. However, if you have specific types of convictions or administrative actions on your driver record, you may not be eligible to receive a driving privilege permit.
Check Your Driver’s License Status by ordering a driving record report. This report will provide details of your Virginia traffic violations, driving history, points against your license, information on accidents you may have had and whether your driver’s license is in good status. Should your license have been revoked or suspended, the report will indicate that according to what’s on record at the DOR.
The less points on your driving record, the less your insurance will cost you! For a complete listing of Virginia’s point system, visit www.dmv.org or to find out how many points you have on your driving record, call (573) 526-2407.
Why Choose The Insurance Advisor?
The Insurance Advisor® of Chesterfield opened in 2002. With a combined experience of over 60 years in the insurance industry, our agents are knowledgeable and competent specializing in automobile, homeowners, renters, boat, motorcycle, commercial automobile, workers compensation, and general liability. We proudly serve all of St. Louis and Jefferson counties including Chesterfield, High Ridge, Arnold, Imperial, Valley Park, Ballwin, Wildwood, Eureka, Pacific, House Springs, Hillsboro, Sunset Hills, Crestwood, Manchester, and St. Clair.
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